Essential Legal Documents When Your Child Turns 18

Understanding the Shift to Adulthood

When your child turns 18, it's not just about celebrating a milestone. It marks a significant legal transition where your child is now seen as an adult in the eyes of the law. This means parents no longer have automatic access to medical, financial, or academic records, raising potential challenges for ongoing support.

Durable Power of Attorney

A durable power of attorney is crucial as it allows parents to manage their child's financial matters, ensuring bills are paid and decisions made seamlessly if the child is incapacitated. Without it, unexpected events can create unnecessary delays and complications.

Medical Power of Attorney

Medical power of attorney provides parents with the authority to make medical decisions when their adult child cannot do so. In emergency situations, this document helps avoid delays caused by legal barriers, potentially saving valuable time during crises.

HIPAA Authorization

HIPAA authorization is vital because it permits parents to access their child's medical records and communicate with healthcare providers. Without this authorization, staying informed and involved in critical health matters can become nearly impossible.

FERPA Waiver

Under FERPA regulations, once a child turns 18, parents lose access to their academic records. A FERPA waiver allows parents to support their child’s academic journey, including accessing grades, enrollment, and other important educational information.

Ensuring Compliance and Professional Guidance

The enforceability of these documents can vary by state, so it's essential to research local regulations. Consulting a legal professional can ensure these documents are set up correctly, allowing you to continue supporting your child through their exciting new stage of life.